Simulate your bank account

Bank Account Simulator

Practice with simulated bank accounts, credit cards, investment portfolios, and real-time market control. Build financial literacy risk-free.

Now available on Google Play and the App Store.

How it works

A full bank, in your pocket — without the risk

App home screen showing a large balance, investment positions and a home-insurance offer card

01 · Your dashboard

YOUR BANK ACCOUNT SIM

Simulate balances, open multiple accounts, and subscribe to financial products. Everything is simulated, but it feels like a real banking app.

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Country picker screen listing flags and currency codes for multiple countries

02 · Global accounts

Open a bank account in any country

Pick from USA, Canada, Germany, Japan, Hong Kong and more. Each country brings its own currency and rules.

View available countries (28)

Australia AUD

Brazil BRL

Bulgaria EUR

Canada CAD

China CNY

Czech Republic CZK

France EUR

Germany EUR

Greece EUR

Hong Kong HKD

Hungary HUF

India INR

Italy EUR

Japan JPY

Mexico MXN

Netherlands EUR

Nigeria NGN

Pakistan PKR

Poland PLN

Portugal EUR

Russia RUB

Spain EUR

Switzerland CHF

Thailand THB

Ukraine UAH

United Arab Emirates AED

United Kingdom GBP

United States USD

More countries to come

Learn more

Card management screen showing a Visa credit card with billing cycle progress and recent transactions

03 · Cards & billing

Simulate cards, spending and billing cycles

Issue debit and credit cards, track every transaction, and watch statements close on a realistic cycle.

Pay Request View PIN Freeze View details

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Asset detail screen for Bitcoin showing price chart, position size and unrealised profit

Options position screen showing put contracts

04 · Investments

Simulate investments in multiple assets

Trade stocks, crypto, ETFs, bonds, options and futures. Track P&L, dividends and position size live.

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Edit asset screen with Bull / Bear / Sideways / Crash / Recovery trend selector

05 · Market control

Set market and asset price trends

Force a bull run, a crash, or a sideways month. Every asset's trend and price is yours to steer.

$67,420.55

BTC price is not real — for demonstration only.

Card design uploader showing a custom image being applied to a bank card mockup

06 · Personalization

Upload your custom card design

Turn any image into a card face, from personal artwork to a clean brand-style card design.

Asset builder form with fields for name, ticker symbol, asset type and dividend settings

Created custom stock asset result screen

07 · Build your own

Create your own stock ticker

Invent stocks, crypto, bonds or whole markets. Name, ticker, currency and dividends are all up to you.

Credit score panel showing a 750 score gauge with payment history and utilisation breakdown

08 · Credit

View and modify your USA Credit Score

Open a US account and watch your score move with payments, usage and history — don't like the score, simply edit it!

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Real estate screen showing a property and its value appreciating over time

For sale Penthouse

Barcelona, Spain

€840,000 ▲ +6.2% / yr

Size: 120 m²
Layout: 3 bd · 2 ba
Est. appreciation: +6.2% / yr

09 · Real estate

Buy properties and watch them grow

Browse the property market, buy with a matching-country account and hold as the value appreciates. Pay property taxes and sell for capital gains or losses.

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Luxury villa Active lease

Sofía · Architect, 34 Tenant · 95% reliability

Monthly rent: €2,400
Term: 12 months · 7 of 12 payments
Total income: €16,800

Latest activity

+€2,400 Rent received
−€350 Repair request
+€2,400 Rent received

10 · Property rental

Rent out your properties

Choose a tenant, sign the lease and collect the rent in the account you pick — with repairs, complaints and late payments along the way.

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Simulate your bank account

Bank Account Simulator app

One banking practice app, available on both platforms. Get Bank Account Simulator on your iPhone or Android device and carry your simulated bank everywhere.

Bank Account Simulator running on an iPhone

Made for iPhone

Download Bank Account Simulator for iOS on the App Store and practice banking on your iPhone or iPad.

Explore the iOS app

Bank Account Simulator running on an Android phone

Made for Android

Get Bank Account Simulator for Android on Google Play and simulate accounts, cards, and investments on any Android device.

Explore the Android app

Simulate your bank account

Everything you need to learn finance

A complete banking and investment simulator packed with features to help you understand how financial products really work.

Bank Accounts & Cards

Create and manage simulated checking, savings, and credit accounts. Issue debit and credit cards with realistic transactions and billing cycles.

Investment Portfolio

Build portfolios with stocks, ETFs, cryptocurrencies, bonds, options, and futures. Track performance, dividends, and profit & loss in real time.

Market Simulation

Control market regimes — bull, bear, crash, or recovery. Set trading hours, holidays, and custom price movements for hands-on learning.

Multi-Profile Support

Create separate financial profiles for different scenarios. Switch between them instantly and explore various strategies.

Secure & Private

Optional biometric sign-in with fingerprint or face recognition. Your credentials stay in your device's secure storage.

Pro Features

Unlock credit scoring, unlimited accounts, advanced market controls, and higher portfolio limits with a Pro subscription.

Simulate your bank account

Ready to start learning?

Download Bank Account Simulator for free and start practicing with your finances today.

Now available on Google Play and the App Store.